Aatmnirbhar Gujarat Sahay Yojana(AGSY) 2020 Apply Online/Rs 1 Lakh Loan on 2 % interest

By | May 14, 2020

Aatmnirbhar Gujarat Sahay Yojana(AGSY) 2020 Apply Online/Rs 1 Lakh Loan on 2 % interest

Gujarat government has launched  Aatmnirbhar Gujarat Sahay Yojna to provide Rs. 1 lakh loan at 2% interest rate scheme. This is state govt’s helping hand in the form of Rs. 5000 crore package for people. It includes small businessmen, skilled workers, autorickshaw owners, electricians and others whose economic activities have been disrupted due to the ongoing COVID-19 lockdown.
The state government of Gujarat will pay another 6% interest to banks giving loan under the Atmanirbhar Gujarat Sahay Yojna (AGSY) targeted at small businessmen.
Gujarat govt. has announced Atmanirbhar Gujarat Sahay Yojana in which lower middle income group can avail guarantee-free loan of upto Rs. 1 lakh from banks. This loan amount will be provided at an annual interest rate of 2% as it seeks to help them get back to normal life disrupted by the Coronavirus lockdown. Moreover, govt. will also pay another 6% interest to banks giving loans under the scheme.

Gandhinagar: Gujarat Chief Minister Vijay Rupani has announced a self-reliant Gujarat assistance scheme. More than 10 lakh people will benefit from this scheme. A loan of Rs 1 lakh will be available at an annual interest of 2%. No installment or interest has to be paid for 6 months.

 aatm nirbhar loan
Loans up to Rs 1 lakh with an interest rate of at least 12 per cent will be available at only 2 per cent interest. Cooperative banks, credit societies and district banks have made this plan after detailed discussions with all the people.
In which these banks will give loan up to Rs. 1 lakh only on the basis of their application and application. The person whose interest is to pay only 2 per cent interest per annum and the remaining 6 per cent will be paid by the state government.

Government of Gujarat announces self-reliant Gujarat assistance scheme

More than 10 lakh people in the state will benefit from the scheme
Loans up to Rs 1 lakh will be given to artisans and traders
Gujarat Government has announced ‘Atmanirbhar Gujarat’ scheme. More than 10 lakh people in the state will benefit from this scheme.

image source :- cmo gujarat
The Gujarat Government has announced a self-reliant Gujarat Sahay Yojana for small traders, artisans, rakidwala and business people to move forward, which will benefit more than 10 lakh people. The scheme will provide a loan of Rs one lakh per person.

image source :- bjp4gujarat::.

In a public message, Chief Minister Vijay Rupani said that many states have announced Rs 5,000 but nothing will happen. The government has decided that a loan of Rs 1 lakh will be given at a rate of only two per cent. The scheme has been formulated in collaboration with cooperative societies and co-operative banks as well as credit societies.

The chief minister has said that the borrower will have to pay 2 per cent interest while the state government will pay 6 per cent interest. The person will have only six per cent interest for three years while 18 per cent interest will be borne by the government. A person will feel that he has got money without interest. Rupani said the borrower would not be paid installments or interest for six months. There is no guarantee or guarantee of taking a loan. We have discussed with the banks. These loans will be available for cooperative banks and credit societies. The state has 220 co-operative banks and 1000 branches.

Read more at: https://www.vyaapaarsamachar.com/current-affairs/gujarat-samachar-news/govt-gives-rs-1-lakh-loan-without-interest-for-6-months

Loans up to Rs 1 lakh will be given to artisans and traders. The interest on this loan will be charged only 2 per cent instead of 12 per cent. Based on the application without any guarantee Rs. Loans up to Rs 1 lakh will be available.

The state government has announced a 3 per cent loan to boost the industry and the economy in Jharkhand. Through Atmanirbhar Gujarat Yojana, small traders, businessmen, hawkers, rickshaw pullers etc.

will benefit by running small households. All you have to do is apply. After Prime Minister Narendra Modi spoke of a self-reliant India and Union Finance Minister Nirmala Sitharaman announced various packages, Chief Minister Vijay Rupani today announced a self-reliant Gujarat aid scheme in the presence of Deputy Chief Minister Nitin Patel and Minister of State for Home Affairs Pradipsinh Jadeja.

The borrower will pay 2% interest and the state government 6% interest
10 lakh people will get the benefit of Atmanirbhar Gujarat Yojana. Loans from banks have also been arranged under the scheme. Banks will pass loans only on the basis of application. A loan of Rs 1 lakh will be available at an annual interest of 2%. While 6 per cent annual interest will be paid by the state government, the first six months will not have to pay interest and principal. Detailed guidelines will now be issued.

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 These banks will provide facility:

 Let me tell you, on the psbloansin59minutes portal, State Bank of India (SBI), Bank of India (BOI) and Corporation Bank MSME have given in-principle approval for loans up to Rs 5 crore.  Bank of India plans to reach out to its retail products with the help of this portal.  Bank of India (BOI) is working on this scheme.  The general manager of Bank of India (BOI) said, “With the help of this portal, customers will be able to avail home and auto loans.”

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 However, Indian Overseas Bank (IOB) is also working on this scheme.  Indian Overseas Bank (IOB) is getting good response from the psbloansin59minutes platform.  Now, Indian Overseas Bank (IOB) is not only considering raising the loan limit for MSMEs to Rs 6 crore, but is also looking at retail (home and auto loans) on the portal in the near future.

 According to a senior official of another government bank, if products like home and auto loans are launched on the psbloansin59minutes platform, the bank’s retail business will expand, and the transaction problem will be lessened.

 This is how to apply for Micro, Small and Medium Enterprises

 Eligibility letter and in-principle approval is now available in 59 minutes when applying for a loan using the MSME psbloansin59minutes platform.  Apart from this they can also make their choice in the bank.  Loans are available within 7-8 days after receiving the approval letter.  Prime Minister Narendra Modi launched the psbloansin59minutes portal in 2018.  Within 4 months of launch, a loan of Rs 35000 crore was approved in principle with the help of this portal.  As of March 31, 2019, 50706 applications have received in-principle approval in the psbloansin59minutes portal.  The initiative reimagines and simplifies the overall process of fund raising and has been designed to ease access of credit to Individuals and MSMEs.  This is a unique platform that ensures seamless In-principle loan approval.

 The initiative aims at automation and digitization of various processes of Business Loan (Term Loan, Working Capital Loan and Mudra Loan) and Retail Loans (Personal Loan, Home Loan and Auto Loan) in such a way that a borrower gets an In-principle approval  letter in less than 59 minutes.  The borrower has been given the flexibility to choose lender.

 Business Loan In-principle approvals, with / without collateral, are currently provided for value from INR 1 Lac to INR 5 Crore.  The Rate of Interest starts from 8.5% onwards.  The Platform is integrated with CGTMSE to check eligibility of borrowers.Mudra Loan In-principle approvals are currently provided for value from INR 10,000 to INR 10 Lacs.

 Personal Loan In-principle approvals are currently provided for value up to INR 20 Lacs, Home Loan In-principle approvals are currently provided for value up to INR 10 Crores and Auto Loan In-principle approvals are currently provided for value up to INR 1 Crore  .

State Chief Minister Vijay Rupee said, “Small traders and small artisans of Gujarat, considering all this, their business has come to a standstill in the last two months.” I am announcing a self-reliant Gujarat aid scheme so that he can recover from his beating in two months and recover in the next six to 12 months.



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